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Girl in pink vest siting with a cute dog in a vest

More enrollments. Happier clients.
One smart pet plan.

Wishbone Advantage is the nation’s first PPO pet insurance plan that combines the freedom employees want with the structure HR teams expect.

Built for brokers who want to win more business (and keep it)

A smart, modern solution that makes brokers and HR teams both look good.

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Flexible, budget-friendly plan

Bonus savings at in-network providers, plus the freedom to visit any U.S. vet.

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National veterinary network

Trusted, high-quality veterinary partners across the U.S.

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Simple proposal process

No complicated spreadsheets—just custom proposals tailored to your clients’ needs.

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Seamless implementation

We’ll do the heavy lifting at onboarding and launch. You just close the deal.

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Fast, predictable reimbursements

Quick and easy online claims process drives satisfaction and word-of-mouth.

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Higher year-over-year earnings

Lifetime commission structure  unlocks greater earning potential.

Brokered by you.
Loved by them.

Wishbone Advantage makes you the hero. A benefits product that sells easily, delivers real value, and doesn’t backfire during renewal

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Industry-Leading Enrollment

Employees love savings and flexibility

HR loves how easy it is

More enrollments = more  commissions for you

Low Risk, High Returns

No-cost-to-offer plans

Pre-built for HR teams and administrators

High-value plans deliver maximum employee satisfaction

Differentiates You in Every Pitch

Brings a fresh approach to a saturated market

Helps you stand out on voluntary benefits proposals

Score a hole-in-one with HR

Stand out from the pack with high-ROI pet plans built for real-world usage

Gain the Wishbone Advantage

 

Provider Network

Network Bonus

Instant Discounts

Communication

Implementation

Wishbone Advantage

Visit any vet + national veterinary network

In-network reimbursement bonus

Instant discounts on medical care at in-network vets

White-labeled employee comms ready for enrollment

Seamless onboarding with dedicated broker & HR support

Traditional pet insurance

No network structure

No bonus

No discounts

Generic materials that require customization

Often requires significant HR resources

See how employees save with
Wishbone Advantage

Illustrating a savings scenario with a $1000 vet visit

In-Network Coverage:
80% Reimbursement

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Wishbone member visits an in-network practice through the Pet Assure Veterinary Network

STEP 1: IN-NETWORK DISCOUNT

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$1000 Fee -> $750

(25% Instant Savings on In-House Medical Services)

STEP 2: 80% REIMBURSEMENT

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80% of $750 = $600

Reimbursement for services covered under their policy

STEP 3: THE MEMBER'S FINAL COST

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Member Out-of-Pocket Cost: $150

Out-of-Network Coverage:
70% Reimbursement

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Wishbone member visits an out-of-network practice

STEP 1: NO DISCOUNT

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$1000 Fee (No Discount)

STEP 2: 70% REIMBURSEMENT

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70% of $1000 = $700

Reimbursement for services covered under their policy

STEP 3: THE MEMBER'S FINAL COST

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Member Out-of-Pocket Cost: $300

Wishbone Pet Insurance is a pet health insurance program offered by Pet Assure Corp., dba Pet Benefit Solutions, a licensed agency (NJ License Number 1677880). Insurance coverage is administered by Pet Assure Corp., dba Pet Benefit Solutions and underwritten by Everspan Insurance Company or Providence Washington Insurance Company. Please visit https://www.wishboneinsurance.com/terms-and-conditions for more information. Policies exclude pre-existing conditions and are subject to waiting periods, deductibles, co-insurance, benefit limits, and exclusions. Product offerings, rates, and discounts are subject to change and approval.

Make pet insurance the easiest win on your benefits checklist

Easy to offer. Easy to love.