
More enrollments. Happier clients.
One smart pet plan.
Wishbone Advantage is the nation’s first PPO pet insurance plan that combines the freedom employees want with the structure HR teams expect.
Built for brokers who want to win more business (and keep it)
A smart, modern solution that makes brokers and HR teams both look good.
Flexible, budget-friendly plan
Bonus savings at in-network providers, plus the freedom to visit any U.S. vet.
National veterinary network
Trusted, high-quality veterinary partners across the U.S.
Simple proposal process
No complicated spreadsheets—just custom proposals tailored to your clients’ needs.
Seamless implementation
We’ll do the heavy lifting at onboarding and launch. You just close the deal.
Fast, predictable reimbursements
Quick and easy online claims process drives satisfaction and word-of-mouth.
Higher year-over-year earnings
Lifetime commission structure unlocks greater earning potential.
Brokered by you.
Loved by them.
Wishbone Advantage makes you the hero. A benefits product that sells easily, delivers real value, and doesn’t backfire during renewal

Industry-Leading Enrollment
Employees love savings and flexibility
HR loves how easy it is
More enrollments = more commissions for you
Low Risk, High Returns
No-cost-to-offer plans
Pre-built for HR teams and administrators
High-value plans deliver maximum employee satisfaction
Differentiates You in Every Pitch
Brings a fresh approach to a saturated market
Helps you stand out on voluntary benefits proposals
Score a hole-in-one with HR
Stand out from the pack with high-ROI pet plans built for real-world usage
Gain the Wishbone Advantage
Provider Network
Network Bonus
Instant Discounts
Communication
Implementation
Wishbone Advantage
Visit any vet + national veterinary network
In-network reimbursement bonus
Instant discounts on medical care at in-network vets
White-labeled employee comms ready for enrollment
Seamless onboarding with dedicated broker & HR support
Traditional pet insurance
No network structure
No bonus
No discounts
Generic materials that require customization
Often requires significant HR resources
See how employees save with
Wishbone Advantage
Illustrating a savings scenario with a $1000 vet visit
In-Network Coverage:
80% Reimbursement
Wishbone member visits an in-network practice through the Pet Assure Veterinary Network
STEP 1: IN-NETWORK DISCOUNT
(25% Instant Savings on In-House Medical Services)
STEP 2: 80% REIMBURSEMENT
80% of $750 = $600
Reimbursement for services covered under their policy
STEP 3: THE MEMBER'S FINAL COST
Member Out-of-Pocket Cost: $150
Out-of-Network Coverage:
70% Reimbursement
Wishbone member visits an out-of-network practice
STEP 1: NO DISCOUNT
$1000 Fee (No Discount)
STEP 2: 70% REIMBURSEMENT
70% of $1000 = $700
Reimbursement for services covered under their policy
STEP 3: THE MEMBER'S FINAL COST
Member Out-of-Pocket Cost: $300
Wishbone Pet Insurance is a pet health insurance program offered by Pet Assure Corp., dba Pet Benefit Solutions, a licensed agency (NJ License Number 1677880). Insurance coverage is administered by Pet Assure Corp., dba Pet Benefit Solutions and underwritten by Everspan Insurance Company or Providence Washington Insurance Company. Please visit https://www.wishboneinsurance.com/terms-and-conditions for more information. Policies exclude pre-existing conditions and are subject to waiting periods, deductibles, co-insurance, benefit limits, and exclusions. Product offerings, rates, and discounts are subject to change and approval.
Make pet insurance the easiest win on your benefits checklist
Easy to offer. Easy to love.